The standard or average time it takes most players to play 18 holes of a golf course is around 4 hours. No need to share those, they will be deleted. The Average Length of Time for 18-Holes of Golf. It's due to rolling shutter effect and there's no need to share it with us.Īnd we've seen every bad photoshopped ad with a guy hitting a putter into a chipping net or DJ hitting driver pasted on a putting mat in a driveway. Got a photo you took on your phone of a swing with a mad crazy shaft flex? Want to post a video of your swing and get some feedback but have questions about shooting the video? Check out these tips on the best camera angles for videoing your swing first! And here's another helpful video explaining the preferred angles! New Here? Or Don't see your post? Rules and Other Information Official World Golf Rankingsįull Rankings FedEx Cup Rankings (2022-2023 Season) While carts do have their time and place, try to make walking a more frequent adventure. *Īre you a teaching pro? Want a cool certified pro flair to add some credibility to your swing advice? Message the mods with your credentials and username and we'll add the Certified Pro flair to your profile! As you can tell, there are tons of benefits to walking vs. You will be banned without warning for any homophobic, misogynistic, or racist dialogue, inciting violence, trolling or witch hunting behavior or attacking other users. * We remove blogspam, valueless posts, duplicates, and corporate marketing. Therefore, you might need 2 hours and 15 minutes to complete a 9 hole round. A par 4 hole is calculated at 12 minutes, whereas a par 5 takes 18 minutes. It is advised that each golf group takes 15 minutes maximum per hole to keep a good pace of play. On average it takes a foursome 2 hours and 15 minutes to play 9 holes with a cart. On average, a par 3 hole is calculated at 9 minutes by golf analysts. We need to know the amount of time it takes roughly so we can make sure we maximise our time spent on the golf course and reduce stress. Please keep all of those posts to r/golfclassifieds This time frame includes walking between shorts and tees. Just send the mods a message and we'll approve it as soon as we can. If you don't see your post, it's probably because your account has low karma and AutoModerator removed it. I dont need to meet new people! Post anything golf related!
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Temperature: Maintain temperatures between 77-92☏ (25-32☌) for optimal growth. Watering: Water once weekly, keeping the soil slightly moist, but avoid overwatering to prevent root rot.Light: Provide bright indirect light avoid direct sunlight to prevent leaf burn.Soil: Choose airy, well-draining soil with orchid bark, perlite, coco coir, peat moss, and charcoal.When the inflorescence is pollinated, it will produce berries that contain seeds.Īnthuriums grow in humid forests. These buds have the potential to grow new stems and branches or flowers. The blooms emerge from the axillary bud or lateral buds. These are the blooms and not the spathe and spadix itself. The spadix is upright and contains tiny flowers. Contains calcium oxalate crystalsĪnthuriums are perennial herbaceous plants that produce a spathe and spadix. Toxic to animals such as cats and dogs as well as humans. Tailflower, Flamingo flower, Laceleaf, Painter’s palette, Flamingo LilyĪiry, well-draining soil consisting of orchid bark, perlite, coco coir or peat moss, and charcoal Popular Anthurium Plants (Flaming Flowers).Why does my Anthurium plant have brown leaf tips?.Why does my Anthurium have Yellow Leaves?.The Anthurium Flowers are Turning Brown – What is wrong?.The Leaves of my Anthurium have Brown Spots.How often should I fertilize an Anthurium?.How much Humidity does the Anthurium andraeanum need?.What is the ideal Temperature for an Anthurium?.How to Water the Painter’s Palette Plant?.What is the best light for an Anthurium plant?.How to grow Anthurium andraeanum Video YouTube. Our higher product standards include removing certain chemicals from our beauty and personal care lines, new vitamin and supplement standards and removal of artificial trans fats from exclusive store brand food products. Setting Higher Standards for Our Products We continue to improve the shopping experience for customers with valuable savings options and an improved product assortment, featuring the latest beauty products, healthy foods, and extensive selection of health and wellness merchandise, and general merchandise. 1500 Hancock St, Quincy, MA, 02169 62+ Lifestyles, Independent Living Call for Pricing (866) 975-4278. Our pharmacists dispense medication, give vaccinations and offer advice on prescription and non-prescription drugs and supplements. Find 14 senior housing options in Quincy,MA for 55+ Communities, Independent Living, Assisted Living and more on. We’re reinventing pharmacy to provide an accessible, supportive and personalized health care experience. View details, map and photos of this single family property with 4 bedrooms and 2 total baths. America’s leading retail pharmacy with nearly 9,800 locations nationwide. Sold - 308 Beale St, Quincy, MA - 875,000. Others use it as CRM to manage their clients list. We also recommend Airtable to our customers to organize their leads captured through typeform or arengu forms. We also use it to organize our content marketing projects at mendesaltaren. How do we use Airtable at n?Īt n we use Airtable internally to organize and manage leads and collaborators data bases. Use Zapier, Workato, Integromat, or Automate.io to connect Airtable with over 1000 websites and apps. You can also integrate third-party app plugins via Blocks into your Airtable database to streamline your existing workflows.Īirtable has built-in support for many popular apps and a robust API. These options let you share your Airtable database or results with anyone you want.
This bud packs a soothing and relaxing high that will have you feeling totally out of touch with the world around. Dont let the name scare you away - Pink Anxiety is anything but anxiety-inducing. Users describe the Fire OG high as having an. Pink Anxiety is an indica dominant hybrid strain (70 indica/30 sativa) created through crossing the iconic DJ Short Blueberry X Headband strains. Beyond the terps, this strain will bring you down into a quality state of chill and relaxation. Peanut Butter Breath has a unique nutty and earthy terpene profile when smoked. The Venom OG high is incredibly relaxing and sedative in. Description: Peanut Butter Rockstar is a heavy hitting hybrid marijuana strain known for its sedating effects. Don't let the name fool you - the only poison coming from this strain will be to kill your aches and pains. This dank bud is said to be the most powerful of the OG Kush family and boasts an insanely high THC level ranging from 20-25 on average. Venom OG, also known as Venom OG Kush, is an evenly balanced hybrid (50 indica/50 sativa) strain created through crossing the heavy Poison OG X Rare Dankness 1 strains. Pink Lemonade buds have bright light minty green spade-shaped nugs with light orange hairs and a thick blanket of frosty golden colored crystal trichomes. Fire OG is an indica dominant hybrid (70 indica/30 sativa) strain that is a potent cross between the hugely popular OG Kush X San Fernando Valley OG Kush. Tom Ford Pink Kush, also known simply as TFPK, is an indica dominant hybrid strain (80 indica/20 sativa) created through an unknown combination of indica dominant hybrid strains. With these effects and its high 17-22% THC level, Pink Lemonade is said to be perfect for treating conditions such as chronic fatigue, headaches or migraines, and chronic stress. As your mood builds, you energy may begin to wane, lulling you into a lazy introspective state filled with dreamy visions and a heightened sense of creativity. The high starts with an energetic boost that leaves you feeling euphoric and slightly focused, although easily distracted at times. The Pink Lemonade high is just as amazing as its flavor, with uplifting effects that are surprisingly cerebral given its indica dominance. The aroma is of sour earth accented by sharp citrus and a touch of berry fruitiness. Pink Lemonade has a flavor that's just like its name suggests – sweet sugary fruits accented by lemon candy and a touch of mild earth. Even with the secrecy about its exact heritage, Pink Lemonade is one tasty bud that's a favorite of indica lovers all over. Pink Lemonade is an indica dominant hybrid (80% indica/20% sativa) strain created through crossing Purple Kush X Lemon Skunk X an unknown strain. This hard to find strain has an enticing aroma of sweet berry with an earthy scent when the nugs are broken apart. Indica Dominant Hybrid - 80% Indica / 20% Sativa THC: Predator Pink is an extremely rare slightly indica dominant hybrid (60 indica/40 sativa) strain created as a cross of the deliciously potent Plushberry X Starfighter strains. Pink Rockstar is an indica dominant hybrid strain (70 indica/30 sativa) created through crossing the potent Pink Kush X Rockstar Kush strains. As a result, you can create limitless effects with pixel accuracy and more creative flexibility than ever before. 3-Piece Apple Pencil Replacement Tips for Apple Pencil 2nd Gen and 1st Gen, Upgraded Longer Fine Point High Sensitive, No Wear Out Noiseless Precise Control. It is designed with extreme attention and quality to match the buyer's expectations. It works with the Apple Pencil and the Apple Pencil (2nd generation). Get the amazing Apple Pencil Tips For iPad, which gives an effective result. The Apple Pencil Tips For iPad‘s price won’t set you back as compared to its functionality. 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The iMore team of Apple enthusiasts and experts shows you how to get the most out of your tech life by using Apple products and the apps, services, and devices they connect with to their fullest. is your source for all things Apple, and the IM Staff author represents our collective hivemind, for those occasions when the whole team speaks with one voice to bring you important updates about the site, editorial policies, awards, promotions and more. If you've thrown it away or otherwise can't find your spare nib, you can pick up a set of replacement tips from the Apple Store. If you haven't thrown it away, you can find the spare nib inside the paper sleeve (along with a Lightning adapter that allows you to plug your Pencil into a standard Lightning cord). Where can you get replacement Apple Pencil tips?įirst and foremost: Your Apple Pencil comes with one free nib replacement in its original box and packaging. The new magnetic attachment also allows for easy pairing with tablets and storing when not in use. If your Pencil shows up as connected to your iPad but you can't make drawing work, consider replacing the nib before getting into more complex troubleshooting scenarios. The 2nd Generation Apple Pencil was designed for the iPad Pro (3rd Generation) and features magnetic charging, completely replacing the Lightning connector and cap featured in the 1st Generation. While I've never had this happen to me, I've heard of a few (very rare) cases where a direct drop on concrete flattened the nib enough that it no longer registered when drawing. In rare cases, you might damage the Pencil nib to the extent where it no longer functions as a capacitative stylus, effectively "breaking" the tool. Though I've never worn a nib down to the extent where using it damaged my tablet, I'd still advise against using a Pencil with a physically rough nib on your iPad's screen. If the nib feels overly rough or sandpaper-like in any way, you've worn down the plastic and might want to start thinking about a replacement. When a nib is really worn (or it's been damaged due to a drop or excessive wear), you'll be able to feel it by running a finger over the tip of your Apple Pencil. (Alternatively, for those who feel the Pencil is too slippery, wearing down the nib might actually make it feel better when drawing on your screen.) Finish Don't worry, unless there's actual finish damage (more on this in a moment), this roughness won't hurt your screen that said, it may change the way you draw on the iPad and you might not like it as much. FeelĪs your nib wears down, it might feel a bit rougher when drawing on your iPad. If you're debating whether to replace your Apple Pencil nib, the biggest reasons to do so are feel, finish, and functionality. This process won't dramatically alter your Pencil experience on the iPad, either: The tip gets a little rougher and larger, but you'll still have full functionality. This process isn't quick, however: I've owned (and pretty regularly used) Apple's stylus since 2015, and I've only replaced two nibs in its lifetime. As you sketch or write on your iPad, pressing against your screen will slowly wear down and widen the Pencil tip. It also pushed some fixes for a save password bug that was discovered.ĭashlane’s pricing is cheaper than its competitors, with services running from $2 per user per month. Dashlane has recently launched a new feature that allows payments and notes to be seen within the web extension. This starts with a constant effort to keep its website service up to date but goes much further. As your company grows, you can easily upgrade your business plan accordingly.ĭashlane is continuously working on updating and improving the services it offers. 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It’s also the world’s largest democracy and has an independent judiciary. This is a big opportunity.”īestinvest’s Mr Hollands is also a fan and points to India’s long-term investment prospects: “India has a very compelling demographic profile. So, too, is the formalisation of the country’s economy as it becomes less rural. Urbanisation and the growing middle classes, a similar story to other countries across Asia, are key themes. Why invest in India?īen Yearsley, investment director at Shore Financial Planning, says he’s been an investor in India for upwards of 15 years: “It’s a fascinating market with lots of innovative companies. Jason Hollands, managing director at Bestinvest, says: “As China has lurched in an increasingly hard-line direction under President Xi, and persisted with its ‘Zero COVID’ policy, India looks set to be a major beneficiary as companies seek to diversify their manufacturing supply chains”. With US-Sino tensions high and growing, and the West’s desire to ‘decouple’ its supply chains from China, India may be one of the countries that benefits.” “India may also be able to chip away at China’s position as a leading nation for technology manufacturing. That compares very favourably to advanced economies, expected to grow by under 2% each year, and even China, once the world’s growth engine, that’s expected to grow by under 5% annually. He says: “IMF projections extending out to 2027 expect the Indian economy to grow between 6% and 7% each year. Given its economic standing, Marcus Weyerer, senior ETF investment strategist at Franklin Templeton, says that India is “too big to be ignored by investors”. Last year, the country overtook the UK to become the world’s fifth largest economy. This was quite a statement given that, just a year earlier, the country had succumbed to a second coronavirus wave that had resulted in India’s death toll swelling to the second largest in the world behind the United States. Last month, for example, the International Monetary Fund (IMF) singled-out India saying it “deserved to be called a bright spot on an otherwise dark horizon” and describing it as “a fast-growing economy even during these difficult times”. The term acknowledged that the engines driving world growth at the start of the millennium had begun to shift away from mature, developed economies in the West to countries whose power bases had only just started to emerge.īric eventually became ‘Brics’ with South Africa making up the quintet.Īlthough Brics economies have not produced the stellar returns that were expected two decades ago, commentators point to India as the one that remains the most compelling for investors. The acronym Bric, denoting Brazil, Russia, India and China, was coined 20 years ago by Jim O’Neill, then chief economist of investment bank Goldman Sachs. Your capital is at risk What’s the case for investing in India? You should always check with the product provider to ensure that information provided is the most up to date. While we work hard to provide accurate and up to date information at the time of publication that we think you will find relevant, Forbes Advisor does not and cannot guarantee that any information provided is complete and makes no representations or warranties in connection thereto, nor to the accuracy or applicability thereof. The compensation we receive from advertisers does not influence the recommendations or advice our editorial team provides in our articles or otherwise impact any of the editorial content on Forbes Advisor. These “affiliate links” may generate income for our site when you click on them. Second, we also include links to advertisers’ offers in some of our articles. This site does not include all companies or products available within the market. The payments we receive for those placements affects how and where advertisers’ offers appear on the site. This comes from two main sources.įirst, we provide paid placements to advertisers to present their offers. To help support our reporting work, and to continue our ability to provide this content for free to our readers, we receive payment from the companies that advertise on the Forbes Advisor site. The Forbes Advisor editorial team is independent and objective. In the first, Cortizo hopes to carry out a reform of the state, with a reliable and efficient justice system to "endow the country with a new constitutional order, " according to the official document. His presidential proposals are based on four pillars:ģ. Cortizo was deputy, president of the Legislative Assembly and Minister of Agricultural Development, and was a presidential candidate in the 2009 elections.Īccording to the polling firm StratMark Consultores, Cortizo is shaping up as the favorite candidate, since "it captures 51% of the intention of votes", in data collected by EFE. The politician belongs to the Democratic Revolutionary Party (PRD), but in the presidential elections he is a candidate under the alliance of his party with the Molinera party, under the name "Uniting Forces". You may be interested in reading: Mexico and 3 other countries that have requested apologies The candidatesĪccording to the official website of the Electoral Tribunal, there are seven candidates for the presidency. On the other, there is the current president Juan Carlos Varela, accused of receiving bribes in the controversial Odebrecht case when he was vice president of the Martinelli government and of being close to the businessman Ramón Fonseca, "brain of the Mossack-Fonseca firm, used for money laundering and secret reception of funds to evade taxes", according to Cuba Hora. On the one hand, there is former President Ricardo Martinelli (2009-2014), who is accused of "alleged illegal wiretapping during his term in office," according to Voa Noticias. In a situation of distrust, Panamanians go to the polls. Leer en español: Elecciones en Panamá: conozca a los candidatos presidenciales In the next general elections of Panama, which will be held on May 5, the majority of the political cabinet will be renewed and those who arrive will be in office from July 1, 2019, to July 1, 2024. Next May 5, Panama will have general elections where not only the president will be elected but also mayors, deputies, councilors, among others It has been updated as new polls become available.Your browser does not support the audio tag. Note: This tracker was initially published on February 22, 2019. Outgoing President Juan Carlso Varela won with just 39 percent of the vote in 2014.ĪS/COA Online tracks the polls, the last of which can be published no less than 48 hours before election day. Presidential candidates need a plurality of ballots to win in the single-round vote. With the 2016 Panama Papers leak and last year’s reforms to improve the electoral process, corruption rests at the top of voter concerns and could affect turnout among disillusioned youth, who make up 30 percent of the 2.7 million registered voters. Rómulo Roux, a lawyer who succeeded Martinelli as president of the CD, polls second, while former Attorney General Ana Matilde Gómez is the only one of the three independent presidential candidates polling above 5 percent. Leading polls by double digits, Laurentino “Nito” Cortizo could send the PRD, which has held the presidency for 20 of the last 50 years, back to El Palacio de las Garzas. Currently mayor of Panama City, Panameñista José Isabel Blandón is polling behind the two businessmen running on the tickets of Panama’s two biggest parties: the opposition Democratic Revolutionary Party (PRD) and Democratic Change (CD). While the capital’s mayoral race featuring jailed ex-President Ricardo Martinelli is making headlines, the race for the executive could be an electoral upset for the ruling Panameñista party. On May 5, Panama holds general elections for a president and vice president, all 71 seats in the unicameral Congress, and 81 mayors. The limits in the first row apply to all areas of Alabama, Arizona, Arkansas, Connecticut, Delaware, Georgia, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Michigan, Minnesota, Mississippi, Missouri, Montana, Nevada, New Mexico, North Dakota, Ohio, Oklahoma, Rhode Island, South Carolina, South Dakota, Texas, Vermont, Wisconsin & most other parts of the continental United States. Loans which exceed these limits are classified as jumbo loans. The limits are higher in Alaska, Hawaii, Guam, the U.S. Conforming Mortgage LimitsĪs of 2023 the FHFA set the conforming loan limit for single unit homes across the continental United States to $726,200, with a ceiling of 150% that amount in areas where median home values are higher. Typically about 35% of home buyers who use financing put at least 20% down. This insurance is rolled into the cost of the monthly home loan payments & helps insure the lender will be paid in the event of a borrower default. Homeowners who put less than 20% down on a conventional loan also have to pay for property mortgage insurance ( PMI) until the loan balance falls below 80% of the home's value. Home buyers who have a strong down payment are typically offered lower interest rates. The following table lists historical average annual mortgage rates for 15-year & 30-year mortgages. You can use the following calculators to compare 15 year mortgages side-by-side against 10-year, 20-year and 30-year options. The above calculations presume a 20% down payment on a $250,000 home & a closing cost of $3,700 which is rolled into the loan. Please note the above used interest rates were relevant on the day of publication, but interest rates change daily & depend both on the individual borrower as well as broader market conditions. The following table shows loan balances on a $200,000 home loan after 5, 10 & 15 years for loans on the same home. Those who build equity faster will have greater certainty in their lives & won't be anywhere near as worried about what happens if they lose their job 23.5 years from today. Few people know what the world will be like in 20 years, so perhaps it doesn't make sense to finance the largest purchase of their lives across 30 years. The rise of globalism, monopoly technology platforms, distributed software with zero marginal cost & artificial intelligence are likely to create massive & ongoing waves of structural unemployment. Greater life certainty: The recovery since the 2008 financial crisis has been uneven, with increasing income inequality & a greater sense of economic uncertainty than just about any economic recovery since the great recession which followed the 1929 stock market crash.If a person stretches their loan payments out to 30-years they build limited equity in their home in the early portion of their loan. Build home equity much faster: People typically move homes or refinance about every 5 to 7 years.Lower interest rates: While both loan types have similar interest rate profiles, the 15-year loan typically offers a slightly lower rate to the 30-year loan.Here are some of the advantages of a 15-year mortgage over a 30-year mortgage: However, for those who can afford the slightly higher payment associated with a 15-year mortgage are getting a better deal in almost every possible way. The big advantage of a 30-year home loan over a 15-year loan is a lower monthly payment. Advantages of a 15-Year Fixed-Rate Home Loan When interest rates rise consumers tend to shift more toward using adjustable-rate mortgages to purchase homes. When interest rates are low (as they were after the global recession was followed by many rounds of quantitative easing) home buyers have a strong preference for fixed-rate mortgages. Source: Freddie Mac's 2016 home buyer statistics, published on April 17, 2017. The 15-year fixed-rate mortgage is the second most popular home loan choice among Americans, with 6% of borrowers choosing a 15-year loan term. Of those people who finance a purchase, nearly 90% of them opt for a 30-year fixed rate loan. Across the United States 88% of home buyers finance their purchases with a mortgage. |
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